Why Sprouse for Ohio Tree Trimming Services?

Sprouse Insurance provides an Industry specific Specialist to partner with Ohio’s Tree Service experts not only to customize an insurance program to cover operations in event of loss, but to offer ongoing risk management for the business so that you can do what you do best in providing exceptional service to your clients!

 

What risks does Tree Trimming Insurance cover?

General Liability is the most common type of insurance purchased by arborists. This policy covers your business if you were to accidentally injure another person or damage their property. Depending upon the specific services of your company, you may want to add the following coverages:

  • Professional Liability- If as a tree care professional, you remove the wrong tree, misdiagnose a disease, or make an improper cut causing the tree to fall, you may need professional liability to cover this type of loss.
  • Herbicide & Pesticide Applicators Coverage – This coverage is for plant health care operations that are found negligent for misapplication of chemical to a customers tree or bodily injury or property damage to a third party. (i.e., The neighbors dog becomes ill due to chemical over-spray.)
  • Pollution coverage- If your operation includes the use of onsite chemical rigs that overturn on your customer’s property, this offers coverage for the pollutant cleanup.

Equipment coverage is vital to every tree care company. Having the right equipment makes all the difference. There are many different ways to insure your equipment so be sure to discuss with our team to create the best solution for you and your equipment.  Sprouse Insurance offers tool coverage on a Replacement Cost Basis, which replaces your old tools with new ones in the event of a covered loss.

Auto Insurance is crucial to your business operation because work is done at your customer’s location and you have to get there somehow. Whether you’re driving your personal pickup truck or have a fleet of vehicles, discussing the coverage necessary for your auto exposure is critical to protecting the assets of your company. With large bucket trucks or chip trucks, the chances of injuring someone else in an accident are much greater than driving a small car, so make sure to think about the coverage limits when purchasing this policy.

  • A few other optional coverages you may need to include are:
    • Snow Plow coverage
    • Rented Vehicle coverage
    • Non-Owned Auto coverage

Installation Coverage If new shrub or tree install is a part of your operation, we offer coverage for the product that you are responsible for while on the jobsite before it ever goes into the ground.  This is a key coverage if product needs to be left on the job overnight.

Worried about Costs?

Don’t be. At Sprouse Insurance, we understand that money doesn’t grow on trees. We work with the best companies to offer you the coverage you need at a fair and reasonable premium. We are able to offer you multiple payment plans to choose from:

  • Monthly
  • Quarterly
  • Paid in Full- You even receive a discount with this option!

 

The Sprouse Insurance Difference

We understand that our product isn’t tangible and many people think they want the cheapest insurance they can find, but if you go this route you may not be getting everything you bargained for.  Most Insurance agencies/companies can offer you products and services that are very similar in price and function. What you don’t realize is that most are very different in the way they structure the policy that covers you.

There is not a one-size-fits-all policy for Ohio Arborists, and our Agents at Sprouse understand this. We will take the time to carefully analyze your business and its risks in order to tailor a policy that best fits your needs.   We are always looking for ways to better protect you and take care in choosing which companies to represent. We guarantee you an Ohio carrier and claims adjuster that will provide quality products and services that are both affordable and responsive.

Click on the quote request button now to let the agents at Sprouse Insurance help you create the strongest shield possible to protect the things you care about most.