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Health Insurance

Health Insurance

At Sprouse Insurance/OneDigital, we believe that health insurance is more than just a safety net—it’s a vital tool for protecting your well-being, your financial security, and your peace of mind. In partnership with OneDigital, we provide personalized, comprehensive health insurance solutions that cater to both individuals and families, ensuring you have the protection you need.

Medicare Solutions

Navigating Medicare can be complex, but Sprouse Insurance is here to simplify the process. With access to OneDigital’s Medicare expertise, we offer a range of Medicare Advantage and Supplemental Plan options that provide comprehensive coverage to meet your unique healthcare needs.

From covering routine checkups to addressing critical healthcare requirements, we help you select a Medicare plan that protects your health and financial security. For personalized assistance, contact Julie Hasselbach at 419-332-3411. She can answer all your Medicare questions and guide you through your healthcare journey.

Affordable Care Act (ACA) Experts

Health insurance is a crucial part of your overall financial security. It not only helps cover medical expenses but also protects you from potentially devastating out-of-pocket costs. At Sprouse Insurance, we provide expert guidance on ACA-compliant health insurance plans to ensure you’re protected. Whether you’re an individual seeking coverage or a family looking for comprehensive protection, we’ll help you navigate your options and find a plan that fits your needs and budget.

Individual Health Insurance Plans

Since the passing of the Affordable Care Act (ACA), health insurance options have expanded, but the marketplace can still be confusing. Sprouse Insurance, supported by OneDigital’s advanced health solutions, is here to provide clarity. During the annual open enrollment period (November to January), we can help you shop for and apply for a new plan that meets your needs. If you miss this window, you can still qualify for a new plan if you experience a qualifying life event like marriage, a new baby, or the loss of previous coverage.

We also assist with understanding tax credits available to you and your family, and can guide you through the complexities of choosing the right plan while avoiding potential penalties.

Why Choose Sprouse Insurance/OneDigital?

As an independent agency, we offer real-time health insurance quotes and online applications from multiple top-tier carriers. Our commitment to transparency allows you to compare options and apply from the convenience of your own home or office.

With access to OneDigital’s cutting-edge technology and solutions, we simplify complex insurance decisions and provide you with competitive health care plans, including:

  • HMO Plans: Health Maintenance Organization plans that generally offer lower costs while guiding you through a network of healthcare providers.
  • Major Medical: Broad coverage that includes most types of medical expenses, providing higher individual benefits and policy maximums.
  • Surgical Policies: These plans provide coverage for surgical costs, often with lower premiums than major medical plans, while offering vital protection.
  • Dread Disease Policies: Specialized policies for major illnesses like cancer or heart disease, offering targeted financial protection when you need it most.
  • Hospital Indemnity: Provides a daily cash benefit for each day you’re hospitalized, offering additional financial support regardless of the medical bills incurred.

Your Options, Our Expertise

As an independent agency, Sprouse Insurance/OneDigital represents a variety of carriers, allowing us to find the best possible policy to fit your needs. We proudly offer health insurance options from companies such as:

  • Medical Mutual
  • Anthem
  • Humana
  • SilverScripts

By partnering with OneDigital, we provide even more comprehensive services, including personalized, tech-enabled solutions designed to support your health, success, and financial security.

The Sprouse Insurance/OneDigital Difference

Choosing the cheapest insurance option may seem tempting, but it’s essential to have a policy that truly covers your needs. At Sprouse Insurance, we help you build a coverage plan that provides long-term value, balancing affordability with comprehensive protection. With OneDigital’s advanced resources and personalized approach, we’re your partner in protecting your future.

Contact us at the office nearest you.

“Just so you know when you are talking to people about Hastings, they have AMAZING customer service! This is the first time I’ve had to do this in my life and everyone can not believe how easy it has been with them. They even accepted the quote the first time, the shop is a friend of a family so I know he probably gave me a little bit of a deal but he couldn’t believe they didn’t try to change anything! Great company.“

Jennifer

Request a Free insurance quote today!