Farming: More Than a Business, It’s Your Legacy
City folks might think farming is simple, but you know better. Modern farming is a complex operation that requires strategic planning, adaptability, and protection against a world of risks—both seen and unseen.
At Sprouse Insurance/OneDigital, we understand the intricacies of running a farm. Whether you’re facing increasing weather risks, evolving processes, or the unknowns of daily operations, our expertise ensures your farm stays protected.
A Partner Who Understands Your Needs
Your farm is as unique as you are. If you’re unsure about your current policy, have changed your operations, or simply need a fresh perspective, we’re here to help. Our tailored farm insurance solutions are built to keep your livelihood safe, no matter what challenges come your way.
We provide coverage for:
- Traditional production farms and ranches
- Expanding farms and ranches with commercial exposure
- Small farms and rural acreage
- Customized policies that fit your exact needs
Why It’s Time to Check Your Coverage
Financial loss doesn’t only come from crop failure or market dips. Your policy may have protection gaps—those “what ifs” you didn’t know about until it’s too late.
- Partial Loss: Would your operations survive if only part of your farm was damaged?
- Injury Liability: Could you handle a lawsuit if someone was injured at a corn maze or hayride on your property?
Too many farm operations have gaps in their policies, either because they’re unaware of them or assume the coverage they need is too expensive. We help you identify those gaps and fill them without breaking your budget.
What Does Farm Insurance Cover?
Your base policy typically protects the essentials: farm homes, buildings, machinery, equipment, and livestock. From there, we collaborate with you to customize coverage that works for your unique operation.
Standard Policy Protections May Include:
- Rental reimbursement on farm machinery during repairs
- Equipment breakdown coverage for fixed equipment in outbuildings
- GPS equipment coverage for losses due to special causes
- Glass repair or replacement for farm vehicle cabs
- Damage from towing and hitching
- Protection for borrowed farm machinery
- Fire extinguisher recharges
Customizable Coverage Options
Because no two farms are alike, we offer additional coverage tailored to your operation:
- Disruption of Operations: Coverage for extra expenses and lost income caused by equipment or building damage.
- Identity Fraud: Reimbursement for costs related to restoring stolen identities.
- Earthquake Protection: For farms near fault lines.
- Machinery Replacement: Coverage for equipment up to five years old.
- Peak Season Coverage: Protection for periods of increased inventory.
- Sewer/Sump Pump Backup: Coverage for unexpected incidents.
- Temperature-Sensitive Products: Safeguard against fluctuations in controlled environments.
- Household Property Protection: Covers valuables like gold, electronics, and firearms.
Farming: It’s More Than a Business
Your farm is your livelihood, your legacy, and your version of the American dream. At Sprouse Insurance/OneDigital, we work to protect what matters most to you.
The Sprouse Insurance/OneDigital Difference
You might think that the cheapest policy is the right one, but with insurance, you often get what you pay for. With OneDigital, we go beyond the basics to create coverage tailored to your unique needs.
Our team protects businesses and families in Fremont, Genoa, Gibsonburg, Oak Harbor, Woodville, Millbury, Port Clinton, and Clyde. We partner with trusted insurance providers to ensure affordability and responsiveness, delivering peace of mind when you need it most.
Click the Request a Quote button today. Let Sprouse Insurance/OneDigital be the trusted partner you need to shield your farm from the unexpected.
The Sprouse Insurance Difference
You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for.
While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.
There’s no such thing as a one-size-fits-all insurance policy when it comes to your business.
We’re your neighbors. We protect people we know and care about in Fremont, Genoa, Gibsonburg, Oak Harbor, Woodville, Millbury, Port Clinton and Clyde. That means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.
Click on the quote request button now and let the professionals at Sprouse Insurance help you forge the strongest shield possible to help you protect the things you care about most.