I’m Too Young For Life Insurance

Wrong! There are many reasons to purchase life insurance and being young and healthy is one of them! We know it can be hard to decide how much life insurance you need, so we’ve outlined a few reasons you should have life insurance.

1. Pay off debt

If something were to happen to you today, do you have a way to pay off your mortgage or student loan debt? You’ll want to be sure that you don’t leave your family with a large amounts of debts that need to be paid off, so having a life insurance policy large enough to cover these expenses is important.

2. Protect your loved ones

Your spouse and dependents rely on your income to live their daily lives. Even if you are a stay at home parent, you are still contributing financially to the lifestyle your family lives. When looking into a life insurance policy, you’ll want to have enough to cover the daily living expenses of your family. This includes but is not limited to, utility bills, daycare expenses, and even college tuition costs.

3. Burial costs

Did you know that the average cost of a funeral in the United States is $7,000 – $10,000?! You don’t want to leave your family with the burden of paying this cost during an already tough time. You can be sure that your family has the funds to cover these expenses by factoring them into your life insurance policy.

4. Anything can happen

Just because you’re healthy and young now, doesn’t mean you wont get an unexpected illness in the years to come. If you purchase life insurance now while you’re young and healthy it may be more cost friendly than when you’re older.

In the short video Julie, explains a little more about Life Insurance and the types that are available for you!

how can we help you?

Contact us at the Sprouse office nearest to you or submit a contact form.

If you're interested in learning more?

Find more information on our Life Insurance page.